Are you ready to buy a house?

Don’t worry, we’re here to help regardless of what your response will be.

Our Complete Home Buying Guide

Years of experience blended with listening and understanding our customers needs is the key difference.

Home Buying Vocab Cheat Sheet

We’re here to get you familiar with all the words you will hear throughout this entire journey and beyond.


An agreement between a buyer and a seller to purchase real estate. Also know as a sales contract. 


Offer on a home has been accepted, but finalized sale is contingent upon certain criteria. Typically: appraisal, home inspection, mortgage approval or sale of current home.

Closing Cost

Fees paid at the end of the transaction either by the seller or buyer or both. They include taxes, insurance and other lender expenses.

Earnest Money

Deposit of money made to a seller showing the buyer’s good faith in the transaction. This is held in a trust account or an escrow account until closing and is typically put towards the purchase price of the home.


Schedule closing as soon as you recieve the OK from your lender. This is when you will be signing for the home. This process takes about one hour.

Home Inspection

Examination of the property’s condition. This is performed by a qualified home inspector of your choice. He or she will search for major defects in the home as well as smaller issues that may be in the home.


A bundle of rights in a piece of property the title company will provide you with the preliminary title report for you to review before accepting the property. 


Property and/or land valuation completed by an appraiser who determines the market value. This process can take 2-4+ weeks.


Choose your home owner’s insurance and provide the information to your lender. Be sure to gather 3 or more quotes before closing.


The day after signing the ownership of the property will be transferred to the buyer. This is the day you receive the keys.